Moncy - Intelligent Capital Access Platform

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Funding Amount Needed

Business Stage

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Purpose of Funding

Your Personalized Funding Matches

Complete your application to see personalized funding opportunities

Borrower Dashboard

Welcome to your Dashboard!

This is your central hub for tracking your application, communicating with lenders, and accessing key insights. Your journey to funding starts here.

My Loan Overview

Loan Amount

Remaining Balance

Next Payment Due

Your AI-Powered Insights

Real-time Cash Flow Analysis: Our system is connected to your bank accounts to dynamically assess your repayment capability.
Predictive Modeling: Based on your business data and market trends, we forecast a strong likelihood of continued growth.
Document Verification: AI has parsed and verified your tax returns and business license in real-time.
NLP Analysis: Your funding purpose essay highlighted "innovation" and "community impact" which are favorable keywords for our network of lenders.

Secure Inbox

Lender: Opportunity Fund
Your loan application has moved to the underwriting stage. Please provide any additional required documents.

Lender: Regional Business Grant Program
Your grant application is under review. The committee will contact you in the next 7 business days.

System: Moncy Team
Welcome to Moncy! You can now track your application, share documents securely, and communicate with lenders here.

My Documents

Business Plan.pdf Verified

2022 Tax Returns.zip Verified

Bank Statements (Q3 2023).pdf Verified

Ecosystem Support

Business Development: We have partnered with local business organizations to provide you with mentorship and growth strategies.
Accounting Services: Connect with our network of accounting firms for streamlined bookkeeping and financial planning.
Legal Services: Access legal support for business incorporation and contract review through our trusted partners.
Financial Literacy: Access resources and workshops to help you manage your loan and grow your business sustainably.

Institutional Underwriting Dashboard

847

Total Applications

68%

Approval Rate

$12.4M

Capital Deployed

2.1%

Default Rate

Recent Applications

TechStart Solutions

Technology • $75,000 requested

Low Risk

AI Analysis: Strong cash flow patterns with 18-month operating history. Technology sector showing resilience. Recommend approval with standard terms.

Monthly Revenue: $45,000 Credit Score: 720 Stage: Growth

Maria's Catering

Food & Beverage • $35,000 requested

Medium Risk

AI Analysis: Seasonal revenue patterns typical for catering business. Strong local market presence. Consider seasonal adjustment terms or partner referral for business development.

Monthly Revenue: $18,000 Credit Score: 650 Stage: Early

Urban Retail Co

Retail • $150,000 requested